USDA Loans

USDA Financing is a 100% financing with no down payment that is restricted to areas with lower populations. All communities in Kings County are eligible except for Hanford such as Lemoore, Corcoran, Armona and Avenal. Also many surrounding towns such as Coalinga, Selma, Laton, Riverdale, and Reedley are also eligible. There are income restriction with a family of four being able to earn up to $73,600 per year and larger families allowed up to $97,150 per year with some adjustment allowed for child care etc.

Utilizing Seller or Lender credit could allow a buyer to purchase a home with no cash out of pocket. Give us a call at 559-589-6044 or emailĀ one of our experienced loan officers at loanofficers@macielmortgage.com for more information on this great loan 100% financed program.