Conventional Loans

Conventional loans are mortgage loans offered by non-government sponsored lenders. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate. While many think that a 20% *down payment is required for all conventional loans, as little as 3%* down payment is available for first time home buyers with good credit and 5%* down is available for all borrowers.
This program has no income restrictions and is available in all areas we serve such as Hanford, Lemoore, Corcoran, Coalinga, and all of Kings, Fresno, and Tulare counties. For more information contact us at 559-589-6044 or email for one of our trusted loan officers at

*Please visit our Disclosures page for more details for all loan types.